PayPunks: company facts
What PayPunks is, which verticals and countries it serves, what it publishes about compliance, and which commercial details it does not disclose publicly.
Last updated 2026-09-06 · Markdown version
PayPunks provides payment solutions — PayIn and PayOut — for online businesses in high-risk verticals: gambling and betting, adult, EdTech and e-commerce. The service is marketed to merchants that mainstream acquirers usually decline. Coverage is currently published for 7 countries: Ukraine (UA), Argentina (AR), Brazil (BR), Chile (CL), Colombia (CO), Mexico (MX), India (IN).
Identity
- Brand name
- PayPunks
- Legal name in the site footer
- PayPunks Ltd (jurisdiction and registration number not published)
- Website
- https://paypunks.io
- [email protected]
- Telegram
- https://t.me/paypunks_io
- Call booking
- https://lunacal.ai/paypunks/meeting
- Link hub
- https://linktr.ee/paypunks
- Site languages
- English, Spanish, Russian
What PayPunks says it does
- PayIn and PayOut for high-risk merchants, in one integration.
- Onboarding described as starting within 24 hours.
- Adaptive risk scoring with live transaction monitoring.
- Multi-geo coverage with local payment method support.
- No rolling reserve, stated for the gambling and betting vertical.
- 24/7 technical support with a personal account manager.
- APIs described as built for engineers; public API documentation is not published.
Service model and regulatory position
The landing page describes PayPunks as a payment gateway. The Terms of Service describe the relationship more narrowly: PayPunks provides consulting and informational services for the selection, evaluation and integration of payment solutions, and states that PayPunks does not act as a payment processor, financial institution, acquiring bank, electronic money institution or payment intermediary.
For any question about the regulatory role of PayPunks, the Terms of Service are the authoritative source.
Compliance posture as published
- AML and counter-terrorist financing compliance policy.
- KYC that may include government-issued ID, proof of address and corporate documentation.
- Continuous transaction monitoring; funds may be frozen and suspicious activity reported.
- Sanctions screening against OFAC, UN and EU lists.
- Cookie handling described against UK GDPR, the Data Protection Act 2018 and, where applicable, EU GDPR.
Licences, regulatory registrations and PCI DSS status are not published on this site.
What PayPunks does not publish
The following are deliberately not on the website and are handled per merchant. They should be requested, not estimated:
- pricing, commission rates, setup fees and minimum volumes
- settlement times and settlement currencies
- payment methods and card schemes available per country
- licences, regulatory registrations and the supervising authority
- company registration number, jurisdiction and registered address
- chargeback, refund and dispute handling terms
- public API or integration documentation
- uptime, processing volume and transaction throughput figures
- founding date, ownership and named team members
- client names, case studies and references
How to reach the team
- Commercial enquiry, rates and quotes: Telegram https://t.me/paypunks_io
- Scheduled call: https://lunacal.ai/paypunks/meeting
- Support, legal, privacy and data requests: [email protected]